Calculate federal + provincial income tax, CPP contributions, EI premiums and take-home pay for all Canadian provinces.
| Federal Bracket | Taxable Amount | Rate | Tax |
|---|
| Taxable Income (after BPA) | Federal Rate |
|---|---|
| $0 – $55,867 | 15% |
| $55,868 – $111,733 | 20.5% |
| $111,734 – $154,906 | 26% |
| $154,907 – $220,000 | 29% |
| Over $220,000 | 33% |
Basic Personal Amount (BPA) 2024: $15,705 — this reduces your federal taxable income.
| Deduction | Rate | Earnings Range | Max 2024 |
|---|---|---|---|
| CPP (Canada Pension Plan) | 5.95% | $3,500 – $68,500 | $3,867.50 |
| EI (Employment Insurance) | 1.66% | Up to $63,200 | $1,049.12 |
Employers also pay 1.4× your EI premium (2.324%). CPP2 additional contributions also apply on earnings between $68,500 and $73,200 at 4%.
| Province | Top Marginal Rate | Combined Top Rate |
|---|---|---|
| 🏔️ British Columbia (BC) | 20.5% | 53.5% |
| 🏙️ Ontario (ON) | 13.16% | 46.16% |
| 🌾 Alberta (AB) | 14% | 47% |
| 🍁 Québec (QC) | 25.75% | 58.75% |
| 🌊 Nova Scotia | 21% | 54% |